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Best Car Insurance Companies Of 2022

Car ownership comes with unseen costs. Everyone’s least favorite: the dreaded insurance. Car insurance companies often get a bad rap, partially thanks to reviews from disgruntled customers. That makes it hard to determine the best auto insurance for you.

What Affects Car Insurance Rates?

Insurance is the transfer of risk from an individual to a pool of individuals. To make the math work, insurance companies need to understand the risk you represent relative to the pool.